Learning Center (PUP Insurance)

Personal Umbrella Policy (PUP)

• A guest in you home falls on the stairs and suffers a debilitating back injury.
• Your lawn mover catches a piece of metal and hurls it into the air, striking a passerby.
• While giving a friend a ride on your snowmobile, the vehicle overturns and your passenger is seriously injured. 

While it’s true that your auto and home insurance polices may provide protection if you’re sued, damage awards for accidents like these can run into the millions—and if the judgment exceeds your current coverage limits, how would you pay the difference?

If you become liable for an injury similar to the ones described above, a Personal Umbrella Policy can give you the important additional coverage beyond that provided by your auto and property policies – to safeguard your valuable assets against liability lawsuits.  This policy might include protection that your other policies don’t, such as coverage for incidents alleging libel or slander.

Don’t risk losing your current assets and perhaps even your future wages.  Get a Fast Quote today.